Welcome to Total Insurance Solutions

Term Plan

A Term Plan is a straightforward and essential form of life insurance designed to provide financial protection and peace of mind to your loved ones in the event of your unfortunate demise within a specified term.

What is a Term Plan?

Life Coverage for a Defined Period:

A Term Plan offers life coverage for a predetermined period, known as the policy term. It provides a death benefit to your beneficiaries if you pass away during the policy term.

Affordable and Flexible Coverage:

Term Plans typically offer a higher coverage amount at a lower premium, making it an affordable option for securing your family's financial future.

Why is it Essential?

Financial Security for Loved Ones: In the event of the policyholder's untimely death, a Term Plan ensures that the beneficiaries receive a lump-sum amount, offering financial support to cover expenses, debts, or future needs. Income Replacement and Debt Settlement: The payout from a Term Plan can replace the policyholder's income and help settle outstanding debts, such as mortgages or loans, providing stability during a challenging time.

Key Features

Death Benefit: Lump-sum payout to beneficiaries in case of the policyholder's demise during the policy term. Affordable Premiums: Lower premium costs compared to other life insurance products, offering high coverage amounts at a reasonable cost. Flexible Policy Terms: Options to choose policy terms that align with your needs, such as 10, 20, or 30 years.

Our Term Plan Services

At [TIS], we understand the importance of securing your family's future. Our Term Plan options are tailored to provide comprehensive coverage, ensuring your loved ones are protected financially in your absence. Apply Now

Features and Benefits of Loan

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Faster Loan

For funding medical expenses, hospitalization, surgery, No collateral required. Sed eget accumsan justo. Nullam nisl nisi.

Choose your amount

All charges are communicated up front in writing along with the loan quotation uisque euismdolor at tincidunt lorem sipusm is simple.

Enjoy the best rates

Our loan rates and charges are very attractive lorem ipsums sitamet uerse ipsum. Curabitu lectus mattis vitae.

Decide your tenure

Our loan rates and charges are very attractive lorem ipsums sitamet uerse ipsum.Curabitulectus mattis vitae.

Eligibility Criteria for Loan

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

Age

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 25,000

Credit Rating

Applicant should have the bank specified credit score.

Check Eligibility Apply For Loan

Documentation

The following documents are required along with your Personal Loan application:

  • Personal Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Home Address proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Bank statement of previous 3 months (Passbook of previous 6 months
  • Latest salary slip/current dated salary certificate with the latest Form 16

Fees and charges

Proin condimentum sagittis ligula, ac porttitor quam dictum in Below are fees and charges that you may be required to pay:

  • Types of fees

    Charges applicable

  • Rate of interest
    Up to 16% -35%
  • Processing fees
    Up to 2%
  • Loan statement charges
    Nil
  • Interest & principle statement charges
    Nil
  • EMI bounce charges
    $20 for every bounce
  • Secure fee
    NA

*Service Tax and other Government taxes, levies etc. applicable as per prevailing rate will be charged over and above the Fees and Charges

Apply For Loan

Frequently Asked Questions

We are almost ready with your Frequently Asked Questions. Already we answered all question please check below may i will help to you.

Lorem ipsums sium congueut porttitor acese its commodo non lorem estibulum finibus urna eu efficitur non lorem acese its commodo sitamet finibus urnaeuloremmse its lorem ipusm dolro sit commodo.

Aenean convallis, odio in eleifend tristique, sem nisl tincidunt magna, quis fermentum augue neque a diam. Praesent hendrerit risus a imperdiet viverra. Suspendisse sed lectus id arcu viverra interdum et in arcu.

Incidunt magna quis fermentum augue neque ullam vulputate, odio ac maximus consequat, nisl lorem maximus turpis, nec laoreet est ex vel elit. Sed placerat laoreet lobortis. a diam raesent hendrerit risus a imperdiet viverra uspendisse sed lectus id arcu viverra interdum et in arcu.

Incidunt magna quis fermentum augue neque ullam vulputate, odio ac maximus consequat, nisl lorem maximus turpis, nec laoreet est ex vel elit. Sed placerat laoreet lobortis. a diam raesent hendrerit risus a imperdiet viverra uspendisse sed lectus id arcu viverra interdum et in arcu.

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit.
  • Cras imperdiet ligula ac elit sollicitudin scelerisque.
  • Nunc viverra mi et risus dictum condimentum.
  • Integer ac mi nec elit cursus rutrum ac in odio.
  • Integer sit amet sapien dapibus libero finibus pellentesque eu at purus.

Lorem ipsums sium congueut porttitor acese its commodo non lorem estibulum finibus urna eu efficitur non lorem acese its commodo sitamet finibus urnaeuloremmse its lorem ipusm dolro sit commodo.

Download loan forms now

Fulfil your dreams to lead the life you want, the way you want with a personal loan! Download loan forms now!

Enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

Download Loan Brochure

Get A Quote

Get quote easily just fill the below form and our one agent will contact you in 24 hours.

Top Top